Dec
21
Finding The Right Home Inspector
Posted by Bob Fiscella under For Buyers, General Information
Choosing the right home inspector can be one of the best decisions you make during the home buying process.
After they have examined the home in question, you’ll have a better idea about what you’re about to purchase. Ultimately your home inspector will help you to at best, feel secure about your home’s buying-potential and at worst, walk out on a lemon that could have cost you much more down the road. With that much at stake, how do you know you’re choosing the best home inspector in your neighborhood?
The truth is your real estate agent/professional should be able to recommend several inspectors. From there you will need to choose the best candidate from the group. Use the following guidelines to help you select the best home inspector for the job.
EXPERIENCE: Always ask the home inspector about his or her qualifications in regards to inspecting homes. Many great home inspectors are not affiliated with associations – so don’t let that be a deal breaker. However, do verify that they have training in construction and building maintenance standards. The home inspector candidate should also have a clean track record of experience
in the home inspection industry. In certain cases, you may need to hire a more specialized inspector for issues regarding asbestos, radon, lead, methane, radiation, formaldehyde or rodents.
SCOPE: Find out which property components are a part of the inspection checklist and which aren’t. Proceed with caution if they don’t check roofs, plumbing or any other basic issues that should be on a standard home inspection report. Think of it this way: you don’t want to wake up four months from now with a $3,000 repair bill for a leaking roof that could have been spotted months in advance at the original inspection.
SAMPLE REPORT: The best way to avoid that leaky roof? Ask for a sample report. Compare that to the other home inspection reports. Just like any unfamiliar document scrutinize its content. Is the information presented and explained clearly and completely? Does the report highlight any problems that could present a safety hazard?
REFERENCES: More than likely, your real estate agent recommended several home inspectors in your area. To be sure they are the right person for the job, ask the home inspector for several home owners who have used their services. Be sure to call home owners who have been in their homes for several months or longer – as it can sometimes take longer for certain issues to arise. Ask them about their experience with the home inspector and what, if anything, they didn’t like about the process.
ERRORS AND OMISSIONS: We all make mistakes, and home inspectors are no different; we’re human after all. Ask about the company’s policy in situations where an error took place or a problem was overlooked. Does the company have insurance for errors and omissions? Does the company or individual inspector stand behind the report? Many companies ask customers to sign a waiver limiting the company’s liability to the cost of the inspection.
COMMENTS (2)
Hey, you have a very good blog, its excellent information in its field. You have done a great job, keep doing it for to help, people like me. January 16, 2010 at 3:59 am
Under a New Florida law, the FL DBPR will regulate home inspectors and mold inspectors as two separate professions. Although home inspectors will not be required to have errors and omissions insurance, mold inspectors will. Few, if any home inspectors qualify for mold liability with E&O insurance. After July 1, 2010, New Florida Law will require all mold inspectors to have: "1468.8421 Insurance.--(1) A mold assessor shall maintain general liability and errors and omissions insurance coverage in an amount of not less than $1,000,000" Insurance will be required for mold testing and / or mold inspections. Insurance Companies only insure qualified professionals for mold assessment! Don't assume a an inspector is qualified or insured, ask for a certificate of insurance. January 17, 2010 at 5:58 pm